{"id":9241,"date":"2024-07-11T09:48:34","date_gmt":"2024-07-11T09:48:34","guid":{"rendered":"https:\/\/cleva-solutions.com\/blog\/"},"modified":"2025-09-12T17:53:21","modified_gmt":"2025-09-12T17:53:21","slug":"insights","status":"publish","type":"page","link":"https:\/\/cleva-solutions.com\/fr\/insights\/","title":{"rendered":"Insights"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"9241\" class=\"elementor elementor-9241 elementor-8799\" data-elementor-post-type=\"page\">\n\t\t\t\t<header data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-9494c13 e-con-full e-flex elementor-invisible e-con e-parent\" data-id=\"9494c13\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;sticky&quot;:&quot;top&quot;,&quot;animation&quot;:&quot;fadeIn&quot;,&quot;sticky_on&quot;:[&quot;desktop&quot;,&quot;tablet&quot;,&quot;mobile&quot;],&quot;sticky_offset&quot;:0,&quot;sticky_effects_offset&quot;:0,&quot;sticky_anchor_link_offset&quot;:0}\">\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-bf2b796 e-con-full e-flex e-con e-child\" data-id=\"bf2b796\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e57c4d9 elementor-widget elementor-widget-theme-site-logo elementor-widget-image\" data-id=\"e57c4d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"theme-site-logo.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/fr\/\">\n\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"4512\" height=\"2072\" src=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_Positivo_var.png\" class=\"attachment-full size-full wp-image-3908\" alt=\"\" srcset=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_Positivo_var.png 4512w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_Positivo_var-300x138.png 300w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_Positivo_var-1024x470.png 1024w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_Positivo_var-768x353.png 768w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_Positivo_var-1536x705.png 1536w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_Positivo_var-2048x940.png 2048w\" sizes=\"(max-width: 4512px) 100vw, 4512px\" \/>\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-element elementor-element-6c76806 e-con-full e-flex e-con e-child\" data-id=\"6c76806\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-14603b3 elementor-nav-menu--stretch elementor-widget__width-auto elementor-nav-menu__text-align-center elementor-nav-menu--dropdown-tablet elementor-nav-menu--toggle elementor-nav-menu--burger elementor-widget elementor-widget-nav-menu\" data-id=\"14603b3\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;full_width&quot;:&quot;stretch&quot;,&quot;submenu_icon&quot;:{&quot;value&quot;:&quot;&lt;i aria-hidden=\\&quot;true\\&quot; class=\\&quot;\\&quot;&gt;&lt;\\\/i&gt;&quot;,&quot;library&quot;:&quot;&quot;},&quot;layout&quot;:&quot;horizontal&quot;,&quot;toggle&quot;:&quot;burger&quot;}\" data-widget_type=\"nav-menu.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t<nav aria-label=\"Menu\" class=\"elementor-nav-menu--main elementor-nav-menu__container elementor-nav-menu--layout-horizontal e--pointer-underline e--animation-fade\">\n\t\t\t\t<ul id=\"menu-1-14603b3\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-4653\"><a href=\"https:\/\/cleva-solutions.com\/fr\/\" class=\"elementor-item\">Page d\u2019accueil<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-4667\"><a href=\"https:\/\/cleva-solutions.com\/fr\/solutions\/\" class=\"elementor-item\">Solutions<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12788\"><a href=\"https:\/\/cleva-solutions.com\/fr\/cleva-life\/\" class=\"elementor-sub-item\">Cleva Life<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4656\"><a href=\"https:\/\/cleva-solutions.com\/fr\/cleva-non-life\/\" class=\"elementor-sub-item\">Cleva Non-life<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8570\"><a href=\"https:\/\/cleva-solutions.com\/fr\/fonds-de-pension\/\" class=\"elementor-sub-item\">Cleva Fonds de pension<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-16592\"><a href=\"https:\/\/cleva-solutions.com\/fr\/cogit-starcust\/\" class=\"elementor-sub-item\">Cogit Starcust<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-16591\"><a href=\"https:\/\/cleva-solutions.com\/fr\/cogit-trade-fees\/\" class=\"elementor-sub-item\">Cogit Trade Fees<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-4666\"><a href=\"https:\/\/cleva-solutions.com\/fr\/services\/\" class=\"elementor-item\">Services<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4661\"><a href=\"https:\/\/cleva-solutions.com\/fr\/implementation-services\/\" class=\"elementor-sub-item\">Impl\u00e9mentation<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4654\"><a href=\"https:\/\/cleva-solutions.com\/fr\/application-support-services\/\" class=\"elementor-sub-item\">Application Support Services<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4662\"><a href=\"https:\/\/cleva-solutions.com\/fr\/infrastructure-services\/\" class=\"elementor-sub-item\">Infrastructure Services<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8571\"><a href=\"https:\/\/cleva-solutions.com\/fr\/carrieres\/\" class=\"elementor-item\">Carri\u00e8res<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-9551\"><a href=\"https:\/\/cleva-solutions.com\/fr\/insights\/\" class=\"elementor-item\">Insights<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4668\"><a class=\"elementor-item\">A propos<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4659\"><a href=\"https:\/\/cleva-solutions.com\/fr\/entreprise\/\" class=\"elementor-sub-item\">Entreprise<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4663\"><a href=\"https:\/\/cleva-solutions.com\/fr\/lequipe\/\" class=\"elementor-sub-item\">L\u2019\u00e9quipe<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8569\"><a href=\"https:\/\/cleva-solutions.com\/fr\/clients\/\" class=\"elementor-sub-item\">Clients<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-9956\"><a href=\"https:\/\/cleva-solutions.com\/fr\/pr-nouvelles\/\" class=\"elementor-sub-item\">PR &amp; Nouvelles<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item wpml-ls-slot-12 wpml-ls-item wpml-ls-item-fr wpml-ls-current-language wpml-ls-menu-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-has-children menu-item-wpml-ls-12-fr\"><a href=\"https:\/\/cleva-solutions.com\/fr\/\" aria-current=\"page\" aria-expanded=\"false\" aria-controls=\"wpml-ls-submenu-wpml-ls-12-fr\" class=\"elementor-item\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/cleva-solutions.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/fr.svg\"\n            alt=\"Fran\u00e7ais\"\n            loading=\"lazy\"\n            \n            \n    \/><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item wpml-ls-slot-12 wpml-ls-item wpml-ls-item-en wpml-ls-menu-item wpml-ls-first-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-wpml-ls-12-en\"><a href=\"https:\/\/cleva-solutions.com\/\" title=\"Passer \u00e0 Anglais\" aria-label=\"Passer \u00e0 Anglais\" class=\"elementor-sub-item\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/cleva-solutions.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/en.svg\"\n            alt=\"Anglais\"\n            loading=\"lazy\"\n            \n            \n    \/><\/a><\/li>\n\t<li class=\"menu-item wpml-ls-slot-12 wpml-ls-item wpml-ls-item-pt-pt wpml-ls-menu-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-wpml-ls-12-pt-pt\"><a href=\"https:\/\/cleva-solutions.com\/pt-pt\/\" title=\"Passer \u00e0 Portugais - du Portugal\" aria-label=\"Passer \u00e0 Portugais - du Portugal\" class=\"elementor-sub-item\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/cleva-solutions.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/pt-pt.svg\"\n            alt=\"Portugais - du Portugal\"\n            loading=\"lazy\"\n            \n            \n    \/><\/a><\/li>\n\t<li class=\"menu-item wpml-ls-slot-12 wpml-ls-item wpml-ls-item-es wpml-ls-menu-item wpml-ls-last-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-wpml-ls-12-es\"><a href=\"https:\/\/cleva-solutions.com\/es\/\" title=\"Passer \u00e0 Espagnol\" aria-label=\"Passer \u00e0 Espagnol\" class=\"elementor-sub-item\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n        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e-font-icon-svg e-eicon-close\" viewBox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M742 167L500 408 258 167C246 154 233 150 217 150 196 150 179 158 167 167 154 179 150 196 150 212 150 229 154 242 171 254L408 500 167 742C138 771 138 800 167 829 196 858 225 858 254 829L496 587 738 829C750 842 767 846 783 846 800 846 817 842 829 829 842 817 846 804 846 783 846 767 842 750 829 737L588 500 833 258C863 229 863 200 833 171 804 137 775 137 742 167Z\"><\/path><\/svg>\t\t<\/div>\n\t\t\t\t\t<nav class=\"elementor-nav-menu--dropdown elementor-nav-menu__container\" aria-hidden=\"true\">\n\t\t\t\t<ul id=\"menu-2-14603b3\" class=\"elementor-nav-menu\"><li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-home menu-item-4653\"><a href=\"https:\/\/cleva-solutions.com\/fr\/\" class=\"elementor-item\" tabindex=\"-1\">Page d\u2019accueil<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-4667\"><a href=\"https:\/\/cleva-solutions.com\/fr\/solutions\/\" class=\"elementor-item\" tabindex=\"-1\">Solutions<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-12788\"><a href=\"https:\/\/cleva-solutions.com\/fr\/cleva-life\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Cleva Life<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4656\"><a href=\"https:\/\/cleva-solutions.com\/fr\/cleva-non-life\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Cleva Non-life<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8570\"><a href=\"https:\/\/cleva-solutions.com\/fr\/fonds-de-pension\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Cleva Fonds de pension<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-16592\"><a href=\"https:\/\/cleva-solutions.com\/fr\/cogit-starcust\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Cogit Starcust<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-16591\"><a href=\"https:\/\/cleva-solutions.com\/fr\/cogit-trade-fees\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Cogit Trade Fees<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children menu-item-4666\"><a href=\"https:\/\/cleva-solutions.com\/fr\/services\/\" class=\"elementor-item\" tabindex=\"-1\">Services<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4661\"><a href=\"https:\/\/cleva-solutions.com\/fr\/implementation-services\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Impl\u00e9mentation<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4654\"><a href=\"https:\/\/cleva-solutions.com\/fr\/application-support-services\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Application Support Services<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4662\"><a href=\"https:\/\/cleva-solutions.com\/fr\/infrastructure-services\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Infrastructure Services<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8571\"><a href=\"https:\/\/cleva-solutions.com\/fr\/carrieres\/\" class=\"elementor-item\" tabindex=\"-1\">Carri\u00e8res<\/a><\/li>\n<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-9551\"><a href=\"https:\/\/cleva-solutions.com\/fr\/insights\/\" class=\"elementor-item\" tabindex=\"-1\">Insights<\/a><\/li>\n<li class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-4668\"><a class=\"elementor-item\" tabindex=\"-1\">A propos<\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4659\"><a href=\"https:\/\/cleva-solutions.com\/fr\/entreprise\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Entreprise<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-4663\"><a href=\"https:\/\/cleva-solutions.com\/fr\/lequipe\/\" class=\"elementor-sub-item\" tabindex=\"-1\">L\u2019\u00e9quipe<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-8569\"><a href=\"https:\/\/cleva-solutions.com\/fr\/clients\/\" class=\"elementor-sub-item\" tabindex=\"-1\">Clients<\/a><\/li>\n\t<li class=\"menu-item menu-item-type-post_type menu-item-object-page menu-item-9956\"><a href=\"https:\/\/cleva-solutions.com\/fr\/pr-nouvelles\/\" class=\"elementor-sub-item\" tabindex=\"-1\">PR &amp; Nouvelles<\/a><\/li>\n<\/ul>\n<\/li>\n<li class=\"menu-item wpml-ls-slot-12 wpml-ls-item wpml-ls-item-fr wpml-ls-current-language wpml-ls-menu-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-has-children menu-item-wpml-ls-12-fr\"><a href=\"https:\/\/cleva-solutions.com\/fr\/\" aria-current=\"page\" aria-expanded=\"false\" aria-controls=\"wpml-ls-submenu-wpml-ls-12-fr\" class=\"elementor-item\" tabindex=\"-1\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/cleva-solutions.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/fr.svg\"\n            alt=\"Fran\u00e7ais\"\n            loading=\"lazy\"\n            \n            \n    \/><\/a>\n<ul class=\"sub-menu elementor-nav-menu--dropdown\">\n\t<li class=\"menu-item wpml-ls-slot-12 wpml-ls-item wpml-ls-item-en wpml-ls-menu-item wpml-ls-first-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-wpml-ls-12-en\"><a href=\"https:\/\/cleva-solutions.com\/\" title=\"Passer \u00e0 Anglais\" aria-label=\"Passer \u00e0 Anglais\" class=\"elementor-sub-item\" tabindex=\"-1\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/cleva-solutions.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/en.svg\"\n            alt=\"Anglais\"\n            loading=\"lazy\"\n            \n            \n    \/><\/a><\/li>\n\t<li class=\"menu-item wpml-ls-slot-12 wpml-ls-item wpml-ls-item-pt-pt wpml-ls-menu-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-wpml-ls-12-pt-pt\"><a href=\"https:\/\/cleva-solutions.com\/pt-pt\/\" title=\"Passer \u00e0 Portugais - du Portugal\" aria-label=\"Passer \u00e0 Portugais - du Portugal\" class=\"elementor-sub-item\" tabindex=\"-1\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/cleva-solutions.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/pt-pt.svg\"\n            alt=\"Portugais - du Portugal\"\n            loading=\"lazy\"\n            \n            \n    \/><\/a><\/li>\n\t<li class=\"menu-item wpml-ls-slot-12 wpml-ls-item wpml-ls-item-es wpml-ls-menu-item wpml-ls-last-item menu-item-type-wpml_ls_menu_item menu-item-object-wpml_ls_menu_item menu-item-wpml-ls-12-es\"><a href=\"https:\/\/cleva-solutions.com\/es\/\" title=\"Passer \u00e0 Espagnol\" aria-label=\"Passer \u00e0 Espagnol\" class=\"elementor-sub-item\" tabindex=\"-1\"><img decoding=\"async\"\n            class=\"wpml-ls-flag\"\n            src=\"https:\/\/cleva-solutions.com\/wp-content\/plugins\/sitepress-multilingual-cms\/res\/flags\/es.svg\"\n            alt=\"Espagnol\"\n            loading=\"lazy\"\n            \n            \n    \/><\/a><\/li>\n<\/ul>\n<\/li>\n<\/ul>\t\t\t<\/nav>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9370bdd elementor-search-form--skin-full_screen elementor-widget elementor-widget-search-form\" data-id=\"9370bdd\" data-element_type=\"widget\" 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class=\"pa-rec-title-wrap\">\n\n\t\t\t\t\t\n\t\t\t\t\t<h3 class=\"pa-rec-title\">\n\t\t\t\t\t\tQuelles sont les nouveaut\u00e9s?\t\t\t\t\t<\/h3>\n\n\n\t\t\t\t<\/div>\n\n\t\t\t\t<div class=\"pa-rec-posts-close\">\n\t\t\t\t\t<i class=\"pa-rec-posts-close-icon fa fa-close\" aria-hidden=\"true\"><\/i>\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\n\t\t\t<div class=\"pa-rec-posts-body\">\n\t\t\t\t\t\t<article class=\"premium-blog-post-outer-container\" data-total=\"4\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-thumb-effect-wrapper\">\n\t\t\t\t\t\t<div class=\"premium-blog-thumbnail-container premium-blog-zoomin-effect\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1707\" src=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/12\/low-angle-view-of-ceiling-mirror-showing-people-s-2025-01-08-20-36-08-utc.jpeg\" class=\"attachment-full size-full wp-image-19683\" alt=\"\" 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\/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-thumbnail-overlay\">\n\t\t\t\t\t\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/cleva-solutions.com\/fr\/pension-funds-pepp-new-trends-and-solutions\/\" target=\"_blank\"><\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper \">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/cleva-solutions.com\/fr\/pension-funds-pepp-new-trends-and-solutions\/\" target=\"_blank\">\n\t\t\t\tPension funds: PEPP, new trends and solutions\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-categories premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-align-left fa-fw\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/fr\/category\/business\/\" rel=\"category tag\">Business<\/a>, <a href=\"https:\/\/cleva-solutions.com\/fr\/category\/fonds-de-pension\/\" rel=\"category tag\">Fonds de pension<\/a>, <a href=\"https:\/\/cleva-solutions.com\/fr\/category\/software-modernization-fr\/\" rel=\"category tag\">Software Modernization<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"premium-blog-content-inner-wrapper\">\n\t\t<p class=\"premium-blog-post-content\">The Pan-European Personal Pension Product (PEPP) in Portugal\nAct No.1\/2025, published on the 6th of January 2025, complies with Regulation (EU) 2019\/1238, which establishes the Pan-European Personal Pension Product (PEPP), a pension savings scheme available across the European Union. The main goal of this product is to offer European citizens a complementary alternative to national pension systems, promoting portability, transparency and consumer protection.<\/p>\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/article>\n\n\t\t\t\t<article class=\"premium-blog-post-outer-container\" data-total=\"4\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-thumb-effect-wrapper\">\n\t\t\t\t\t\t<div class=\"premium-blog-thumbnail-container premium-blog-zoomin-effect\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"2560\" height=\"1440\" src=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/11\/sivix-gamer-4C0D_Mx1UG8-unsplash.jpg\" class=\"attachment-full size-full wp-image-19509\" alt=\"\" srcset=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/11\/sivix-gamer-4C0D_Mx1UG8-unsplash.jpg 2560w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/11\/sivix-gamer-4C0D_Mx1UG8-unsplash-300x169.jpg 300w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/11\/sivix-gamer-4C0D_Mx1UG8-unsplash-1024x576.jpg 1024w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/11\/sivix-gamer-4C0D_Mx1UG8-unsplash-768x432.jpg 768w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/11\/sivix-gamer-4C0D_Mx1UG8-unsplash-1536x864.jpg 1536w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/11\/sivix-gamer-4C0D_Mx1UG8-unsplash-2048x1152.jpg 2048w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/11\/sivix-gamer-4C0D_Mx1UG8-unsplash-800x450.jpg 800w\" sizes=\"(max-width: 2560px) 100vw, 2560px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-thumbnail-overlay\">\n\t\t\t\t\t\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/cleva-solutions.com\/fr\/in-the-heart-of-the-core-forgive-the-redundancy\/\" target=\"_blank\"><\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper \">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/cleva-solutions.com\/fr\/in-the-heart-of-the-core-forgive-the-redundancy\/\" target=\"_blank\">\n\t\t\t\tIn the heart of the core (forgive the redundancy)\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-categories premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-align-left fa-fw\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/fr\/category\/business\/\" rel=\"category tag\">Business<\/a>, <a href=\"https:\/\/cleva-solutions.com\/fr\/category\/software-architecture-fr\/\" rel=\"category tag\">Software Architecture<\/a>, <a href=\"https:\/\/cleva-solutions.com\/fr\/category\/software-modernization-fr\/\" rel=\"category tag\">Software Modernization<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"premium-blog-content-inner-wrapper\">\n\t\t<p class=\"premium-blog-post-content\">In a time in which adaptability and efficiency are crucial for the success of the companies, the insurance industry faces its own challenge with the need to update its core systems to remain competitive.<\/p>\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/article>\n\n\t\t\t\t<article class=\"premium-blog-post-outer-container\" data-total=\"4\">\n\t\t\t<div class=\"premium-blog-post-container premium-blog-skin-classic\">\n\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-thumb-effect-wrapper\">\n\t\t\t\t\t\t<div class=\"premium-blog-thumbnail-container premium-blog-zoomin-effect\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"2000\" height=\"1047\" src=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/10\/artigo_ecoseguros.jpg\" class=\"attachment-full size-full wp-image-11353\" alt=\"\" srcset=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/10\/artigo_ecoseguros.jpg 2000w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/10\/artigo_ecoseguros-300x157.jpg 300w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/10\/artigo_ecoseguros-1024x536.jpg 1024w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/10\/artigo_ecoseguros-768x402.jpg 768w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/10\/artigo_ecoseguros-1536x804.jpg 1536w\" sizes=\"(max-width: 2000px) 100vw, 2000px\" \/>\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-thumbnail-overlay\">\n\t\t\t\t\t\t\t\t<a class=\"elementor-icon\" href=\"https:\/\/cleva-solutions.com\/fr\/technological-transformation-as-an-opportunity\/\" target=\"_blank\"><\/a>\n\t\t\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"premium-blog-content-wrapper \">\n\n\t\t\t\t\t<div class=\"premium-blog-inner-container\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<h2 class=\"premium-blog-entry-title\">\n\t\t\t<a href=\"https:\/\/cleva-solutions.com\/fr\/technological-transformation-as-an-opportunity\/\" target=\"_blank\">\n\t\t\t\tTechnological transformation as an opportunity.\t\t\t<\/a>\n\t\t<\/h2>\n\t\t\t\t<div class=\"premium-blog-entry-meta\">\n\t\t\t\n\t\t\t\n\t\t\t\t\t\t\t<span class=\"premium-blog-meta-separator\">\u2022<\/span>\n\t\t\t\t<div class=\"premium-blog-post-categories premium-blog-meta-data\">\n\t\t\t\t\t<i class=\"fa fa-align-left fa-fw\" aria-hidden=\"true\"><\/i>\n\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/fr\/category\/software-modernization-fr\/\" rel=\"category tag\">Software Modernization<\/a>\t\t\t\t<\/div>\n\t\t\t\n\t\t\t\t\t<\/div>\n\t\t\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t\t\t<div class=\"premium-blog-content-inner-wrapper\">\n\t\t<p class=\"premium-blog-post-content\">Paulo Ferreira, Product Management Director at Cleva, explains the advantages and opportunities for insurers when they begin a process of changing their core system.<\/p>\t\t<\/div>\n\t\t\t\t\t\t\t\n\t\t\t\t<\/div>\n\t\t\t<\/div>\n\t\t<\/article>\n\n\t\t\t\t\t<\/div>\n\n\n\t\t<\/div>\n\n\t\t\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9f6b56d elementor-widget elementor-widget-eael-advanced-search\" data-id=\"9f6b56d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"eael-advanced-search.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"eael-adv-search-wrapper\">\n            <div id=\"eael-advanced-search-widget-9f6b56d\" class=\"eael-advanced-search-widget\">\n                <form data-settings=\"{&quot;post_per_page&quot;:6,&quot;search_among_taxonomies&quot;:&quot;&quot;,&quot;search_among_sku&quot;:&quot;no&quot;,&quot;show_popular_keyword&quot;:0,&quot;show_category&quot;:1,&quot;show_content_image&quot;:1,&quot;show_search_result_all_results&quot;:0,&quot;result_on_new_tab&quot;:&quot;no&quot;,&quot;show_product_price&quot;:&quot;&quot;,&quot;include_current_page&quot;:&quot;no&quot;,&quot;current_post_id&quot;:11366,&quot;post_type&quot;:[&quot;post&quot;]}\" method=\"POST\" name=\"eael-advanced-search-form-9f6b56d\" class=\"eael-advanced-search-form eael-advanced-search-form-style-1\">\n                    <div class=\"eael-advanced-search-wrap\">\n                        <span class=\"eael-adv-search-loader\"><\/span>\n                        <span class=\"eael-adv-search-close\"><i class=\"fas fa-times\"><\/i><\/span>\n                        <span class=\"icon \"><i class=\"fas fa-search\"><\/i><\/span>\n\n                        <input type=\"text\"\n                               placeholder=\"Saisir un mot-cl\u00e9 de recherche\"\n                               class=\"eael-advanced-search\" autocomplete=\"off\" name=\"eael_advanced_search\">\n                    <\/div>\n\t\t\t\t\t                        <div class=\"eael-advance-search-select\">\n                            <span class=\"icon fas fa-chevron-down\"><\/span>\n\t\t\t\t\t\t\t<select name=\"eael-adv-search-cate-list\" class=\"eael-adv-search-cate\"><option value=''>Toutes les cat\u00e9gories<\/option><option value='104'>Artificial Intelligence<\/option><option value='142'>Business<\/option><option value='106'>Client Support<\/option><option value='103'>Compliance<\/option><option value='119'>Fonds de pension<\/option><option value='105'>Software Architecture<\/option><option value='102'>Software Modernization<\/option><\/select>                        <\/div>\n\t\t\t\t\t                                            <button class=\"eael-advanced-search-button\">Recherche<\/button>\n                                    <\/form>\n\n\t\t\t\t\n\t\t\t\t        <div class=\"eael-advanced-search-result\">\n            <div class=\"eael-advanced-search-popular-keyword\">\n\t\t\t\t<h4 class=\"eael-advanced-search-popular-keyword-text\">Mots-cl\u00e9s populaires<\/h4>                <div class=\"eael-popular-keyword-content\"><\/div>\n            <\/div>\n            <div class=\"eael-advanced-search-category\">\n\t\t\t\t<h4 class=\"eael-advanced-search-category-text\">Cat\u00e9gories<\/h4>                <div class=\"eael-popular-category-content\"><\/div>\n            <\/div>\n\t\t\t<div class=\"eael-advanced-search-total-results-section\">\n\t\t\t\t\t\t\t<\/div>\n            <div class=\"eael-advanced-search-content eael-item-style-1\">\n            <\/div>\n            <div class=\"eael-advanced-search-not-found\">\n                <p>Aucun enregistrement trouv\u00e9<\/p><\/div>\n            <div class=\"eael-advanced-search-load-more\">\n\t\t\t\t<a \tclass=\"eael-advanced-search-load-more-button\"\n                \thref=\"#\">Voir tous les r\u00e9sultats<\/a>\n            <\/div>\n        <\/div>\n\n\t\t            <\/div>\n        <\/div>\n\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-1ab2cb62 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1ab2cb62\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b723c15\" data-id=\"7b723c15\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-be9bba8 elementor-widget elementor-widget-eael-post-carousel\" data-id=\"be9bba8\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;items&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:3,&quot;sizes&quot;:[]},&quot;items_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:2,&quot;sizes&quot;:[]},&quot;items_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:1,&quot;sizes&quot;:[]}}\" data-widget_type=\"eael-post-carousel.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        <div class=\"swiper-container-wrap eael-post-grid-container eael-post-carousel-wrap eael-post-carousel-style-two swiper-container-wrap-dots-outside\" id=\"eael-post-grid-be9bba8\">\n\t\t\t            <div class=\"swiper swiper-8 eael-post-carousel eael-post-grid swiper-container-be9bba8 eael-post-appender-be9bba8 show-read-more-button\" data-pagination=\".swiper-pagination-be9bba8\" data-arrow-next=\".swiper-button-next-be9bba8\" data-arrow-prev=\".swiper-button-prev-be9bba8\" data-items-mobile=\"1\" data-items-tablet=\"2\" data-items=\"3\" data-margin=\"10\" data-effect=\"slide\" data-speed=\"400\" data-autoplay=\"2000\" data-pause-on-hover=\"true\" data-loop=\"1\" data-grab-cursor=\"1\" data-arrows=\"1\" data-dots=\"1\">\n                <div class=\"swiper-wrapper\">\n\t\t\t\t\t<div class=\"swiper-slide\"><article class=\"eael-grid-post eael-post-grid-column\">\n    <div class=\"eael-grid-post-holder\">\n        <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-media eael-entry-medianone\"><div class=\"eael-entry-overlay fade-in\"><a href=\"https:\/\/cleva-solutions.com\/fr\/semana-del-seguro-2026-technology-leadership-and-the-reinvention-of-the-insurance-sector\/\"><\/a><\/div><div class=\"eael-entry-thumbnail \">\n                <img decoding=\"async\" src=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2026\/02\/save-the-date-SDS26.jpg\" alt=\"\">\n             <\/div><\/div><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><a class=\"eael-grid-post-link\" href=\"https:\/\/cleva-solutions.com\/fr\/semana-del-seguro-2026-technology-leadership-and-the-reinvention-of-the-insurance-sector\/\" title=\"Semana del Seguro 2026: technology, leadership and the reinvention of the insurance sector\"><h2 class=\"eael-entry-title\">Semana del Seguro 2026: technology, leadership and the reinvention of the insurance sector<\/a><\/h2><\/header><\/div><div class=\"eael-entry-content\">\n\t\t\t<div class=\"eael-grid-post-excerpt\"><p>Semana del Seguro 2026, in Spain, once again proved to be a privileged forum for reflecting on the present and future of the insurance industry. Over three days, across multiple panels and talks, it became clear that the sector\u2019s transformation...<a href=\"https:\/\/cleva-solutions.com\/fr\/semana-del-seguro-2026-technology-leadership-and-the-reinvention-of-the-insurance-sector\/\" class=\"eael-post-elements-readmore-btn\">Plus d&#039;informations<\/a><\/p><\/div>\n\t\t\t\t<\/div><\/div><\/div><\/article><\/div><div class=\"swiper-slide\"><article class=\"eael-grid-post eael-post-grid-column\">\n    <div class=\"eael-grid-post-holder\">\n        <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-media eael-entry-medianone\"><div class=\"eael-entry-overlay fade-in\"><a href=\"https:\/\/cleva-solutions.com\/fr\/pension-funds-pepp-new-trends-and-solutions\/\"><\/a><\/div><div class=\"eael-entry-thumbnail \">\n                <img decoding=\"async\" src=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/12\/low-angle-view-of-ceiling-mirror-showing-people-s-2025-01-08-20-36-08-utc.jpeg\" alt=\"\">\n             <\/div><\/div><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><a class=\"eael-grid-post-link\" href=\"https:\/\/cleva-solutions.com\/fr\/pension-funds-pepp-new-trends-and-solutions\/\" title=\"Pension funds: PEPP, new trends and solutions\"><h2 class=\"eael-entry-title\">Pension funds: PEPP, new trends and solutions<\/a><\/h2><\/header><\/div><div class=\"eael-entry-content\">\n\t\t\t<div class=\"eael-grid-post-excerpt\"><p>The Pan-European Personal Pension Product (PEPP) in Portugal Act No.1\/2025, published on the 6th of January 2025, complies with Regulation (EU) 2019\/1238, which establishes the Pan-European Personal Pension Product (PEPP), a pension savings scheme available across the European Union. The...<a href=\"https:\/\/cleva-solutions.com\/fr\/pension-funds-pepp-new-trends-and-solutions\/\" class=\"eael-post-elements-readmore-btn\">Plus d&#039;informations<\/a><\/p><\/div>\n\t\t\t\t<\/div><\/div><\/div><\/article><\/div><div class=\"swiper-slide\"><article class=\"eael-grid-post eael-post-grid-column\">\n    <div class=\"eael-grid-post-holder\">\n        <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-media eael-entry-medianone\"><div class=\"eael-entry-overlay fade-in\"><a href=\"https:\/\/cleva-solutions.com\/fr\/in-the-heart-of-the-core-forgive-the-redundancy\/\"><\/a><\/div><div class=\"eael-entry-thumbnail \">\n                <img decoding=\"async\" src=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/11\/sivix-gamer-4C0D_Mx1UG8-unsplash.jpg\" alt=\"\">\n             <\/div><\/div><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><a class=\"eael-grid-post-link\" href=\"https:\/\/cleva-solutions.com\/fr\/in-the-heart-of-the-core-forgive-the-redundancy\/\" title=\"In the heart of the core (forgive the redundancy)\"><h2 class=\"eael-entry-title\">In the heart of the core (forgive the redundancy)<\/a><\/h2><\/header><\/div><div class=\"eael-entry-content\">\n\t\t\t<div class=\"eael-grid-post-excerpt\"><p>In a time in which adaptability and efficiency are crucial for the success of the companies, the insurance industry faces its own challenge with the need to update its core systems to remain competitive.<\/p><\/div>\n\t\t\t\t<\/div><\/div><\/div><\/article><\/div><div class=\"swiper-slide\"><article class=\"eael-grid-post eael-post-grid-column\">\n    <div class=\"eael-grid-post-holder\">\n        <div class=\"eael-grid-post-holder-inner\"><div class=\"eael-entry-media eael-entry-medianone\"><div class=\"eael-entry-overlay fade-in\"><a href=\"https:\/\/cleva-solutions.com\/fr\/cleva-fete-ses-40-ans-1985-2025-4-decennies-dinnovation-au-service-de-lassurance\/\"><\/a><\/div><div class=\"eael-entry-thumbnail \">\n                <img decoding=\"async\" src=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2025\/07\/Captura-de-ecra-2025-07-31-184008.png\" alt=\"\">\n             <\/div><\/div><div class=\"eael-entry-wrapper\"><header class=\"eael-entry-header\"><a class=\"eael-grid-post-link\" href=\"https:\/\/cleva-solutions.com\/fr\/cleva-fete-ses-40-ans-1985-2025-4-decennies-dinnovation-au-service-de-lassurance\/\" title=\"Cleva f\u00eate ses 40 ans : 1985-2025, 4 d\u00e9cennies d\u2019innovation au service de l\u2019assurance\"><h2 class=\"eael-entry-title\">Cleva f\u00eate ses 40 ans : 1985-2025, 4 d\u00e9cennies d\u2019innovation au service de l\u2019assurance<\/a><\/h2><\/header><\/div><div class=\"eael-entry-content\">\n\t\t\t<div class=\"eael-grid-post-excerpt\"><p>Apr\u00e8s la sortie, au printemps dernier de la version majeure (V17) de Cleva, nous sommes ravis d\u2019annoncer la disponibilit\u00e9 de la release candidate 17.3, orient\u00e9e Efficience, qui apporte \u00e0 nos clients plusieurs innovations concr\u00e8tes, pour toujours plus de s\u00e9curit\u00e9 et...<a href=\"https:\/\/cleva-solutions.com\/fr\/cleva-fete-ses-40-ans-1985-2025-4-decennies-dinnovation-au-service-de-lassurance\/\" class=\"eael-post-elements-readmore-btn\">Plus d&#039;informations<\/a><\/p><\/div>\n\t\t\t\t<\/div><\/div><\/div><\/article><\/div>                <\/div>\n            <\/div>\n            <div class=\"clearfix\"><\/div>\n\t\t\t            <!-- Add Pagination -->\n            <div class=\"swiper-pagination swiper-pagination-be9bba8\"><\/div>\n\t\t\t\t\t            <!-- Add Arrows -->\n            <div class=\"swiper-button-next swiper-button-next-be9bba8\">\n                <i class=\"fa fa-angle-right\"><\/i>\n            <\/div>\n            <div class=\"swiper-button-prev swiper-button-prev-be9bba8\">\n                <i class=\"fa fa-angle-left\"><\/i>\n            <\/div>\n\t\t\t        <\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-83faa97 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"83faa97\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4533d3e\" data-id=\"4533d3e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-top-section elementor-element elementor-element-52f0c95 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"52f0c95\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-d55156e\" data-id=\"d55156e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-b706ec6 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"b706ec6\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-fe5faf3\" data-id=\"fe5faf3\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5687f43 elementor-widget elementor-widget-image\" data-id=\"5687f43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/home-2\/\">\n\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"470\" src=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_azul-var-1024x470.png\" class=\"attachment-large size-large wp-image-1618\" alt=\"\" srcset=\"https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_azul-var-1024x470.png 1024w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_azul-var-300x138.png 300w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_azul-var-768x353.png 768w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_azul-var-1536x705.png 1536w, https:\/\/cleva-solutions.com\/wp-content\/uploads\/2024\/05\/AF_Cleva_Logos_RGB_azul-var-2048x940.png 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3729593 elementor-widget elementor-widget-text-editor\" data-id=\"3729593\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Cleva s&rsquo;engage dans le d\u00e9veloppement de solutions logicielles qui stimulent la transformation num\u00e9rique du secteur de l&rsquo;assurance gr\u00e2ce \u00e0 une plateforme logicielle compl\u00e8te et ouverte int\u00e9grant une gamme fonctionnelle compl\u00e8te allant de la gestion des polices \u00e0 l&rsquo;\u00e9valuation des risques et au service client.<\/p>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-9e4c45f\" data-id=\"9e4c45f\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4c6e5bc elementor-widget elementor-widget-icon-box\" data-id=\"4c6e5bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLiens rapides\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d605fa0 elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"d605fa0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/home-2\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Page d\u2019accueil<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/solutions\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Solutions<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/services\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Services<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/company\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">A propos <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/careers\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Carri\u00e8res<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/contact\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Contact <\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-4e613da\" data-id=\"4e613da\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9803100 elementor-widget elementor-widget-icon-box\" data-id=\"9803100\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tPolitique\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7575944 elementor-tablet-align-center elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7575944\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/cleva-life-duplicate-179\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Politique de confidentialit\u00e9 et de protection des donn\u00e9es du site web de Cleva<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/cookies-policy\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Politique des cookies<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/cleva-solutions.com\/fr\/information-security-policy\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Politique de s\u00e9curit\u00e9 de l\u2019information<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-e3e2e8e\" data-id=\"e3e2e8e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-a9828a7 elementor-widget elementor-widget-icon-box\" data-id=\"a9828a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-box.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-box-wrapper\">\n\n\t\t\t\n\t\t\t\t\t\t<div class=\"elementor-icon-box-content\">\n\n\t\t\t\t\t\t\t\t\t<h4 class=\"elementor-icon-box-title\">\n\t\t\t\t\t\t<span  >\n\t\t\t\t\t\t\tLes bureaux\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h4>\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d5eb093 elementor-widget-mobile__width-initial elementor-widget elementor-widget-toggle\" data-id=\"d5eb093\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2241\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2241\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Lisbonne<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2241\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2241\"><p><span class=\"ui-provider a b c d e f g h i j k l m n o p q r s t u v w x y z ab ac ae af ag ah ai aj ak\" dir=\"ltr\">\u00c1vila Spaces &#8211; Av. D. Jo\u00e3o II Lote 1.07.2.1, Piso 0, 1990-096 Lisboa<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2242\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-2242\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Lyon<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2242\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-2242\"><p><span class=\"ui-provider bzz caa bbt cab cac cae caf cag cah cai caj cak cal cam can cao cap caq car cas cat cau cav caw cax cay caz cba cbb cbc cbd cbe cbf cbg cbh\" dir=\"ltr\">Immeuble Le Tangram, 21 Bd des Tch\u00e9coslovaques, 69007 Lyon<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2243\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-2243\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Madrid<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2243\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-2243\"><p><span class=\"ui-provider bzz caa bbt cab cac cae caf cag cah cai caj cak cal cam can cao cap caq car cas cat cau cav caw cax cay caz cba cbb cbc cbd cbe cbf cbg cbh\" dir=\"ltr\">Calle Mar\u00eda de Portugal 9 &#8211; 28050 Madrid<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2244\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-2244\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Paris<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2244\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-2244\"><p><span data-olk-copy-source=\"MessageBody\">55, rue de Chateaudun &#8211; 75009 Paris<\/span><\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<div id=\"elementor-tab-title-2245\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-2245\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon elementor-toggle-icon-left\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-closed\"><svg class=\"e-font-icon-svg e-fas-caret-right\" viewBox=\"0 0 192 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M0 384.662V127.338c0-17.818 21.543-26.741 34.142-14.142l128.662 128.662c7.81 7.81 7.81 20.474 0 28.284L34.142 398.804C21.543 411.404 0 402.48 0 384.662z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-toggle-icon-opened\"><svg class=\"elementor-toggle-icon-opened e-font-icon-svg e-fas-caret-up\" viewBox=\"0 0 320 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M288.662 352H31.338c-17.818 0-26.741-21.543-14.142-34.142l128.662-128.662c7.81-7.81 20.474-7.81 28.284 0l128.662 128.662c12.6 12.599 3.676 34.142-14.142 34.142z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Porto<\/a>\n\t\t\t\t\t<\/div>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2245\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-2245\"><p>R. do Zambeze 289, 4250-505 Porto<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section data-particle_enable=\"false\" data-particle-mobile-disabled=\"false\" class=\"elementor-section elementor-inner-section elementor-element elementor-element-d4113f5 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"d4113f5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-0820741\" data-id=\"0820741\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5811bd0 elementor-widget elementor-widget-heading\" data-id=\"5811bd0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Tous droits r\u00e9serv\u00e9s - Cleva<\/span>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-inner-column elementor-element elementor-element-d8f6491\" data-id=\"d8f6491\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-90581a2 e-grid-align-right e-grid-align-tablet-center elementor-shape-rounded elementor-grid-0 elementor-widget elementor-widget-social-icons\" data-id=\"90581a2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"social-icons.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-social-icons-wrapper elementor-grid\" role=\"list\">\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-linkedin elementor-animation-float elementor-repeater-item-594b7aa\" href=\"https:\/\/www.linkedin.com\/company\/clevasolutions\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Linkedin<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-linkedin\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M416 32H31.9C14.3 32 0 46.5 0 64.3v383.4C0 465.5 14.3 480 31.9 480H416c17.6 0 32-14.5 32-32.3V64.3c0-17.8-14.4-32.3-32-32.3zM135.4 416H69V202.2h66.5V416zm-33.2-243c-21.3 0-38.5-17.3-38.5-38.5S80.9 96 102.2 96c21.2 0 38.5 17.3 38.5 38.5 0 21.3-17.2 38.5-38.5 38.5zm282.1 243h-66.4V312c0-24.8-.5-56.7-34.5-56.7-34.6 0-39.9 27-39.9 54.9V416h-66.4V202.2h63.7v29.2h.9c8.9-16.8 30.6-34.5 62.9-34.5 67.2 0 79.7 44.3 79.7 101.9V416z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-instagram elementor-animation-float elementor-repeater-item-e0db885\" href=\"https:\/\/www.instagram.com\/cleva_solutions\/\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Instagram<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-instagram\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M224.1 141c-63.6 0-114.9 51.3-114.9 114.9s51.3 114.9 114.9 114.9S339 319.5 339 255.9 287.7 141 224.1 141zm0 189.6c-41.1 0-74.7-33.5-74.7-74.7s33.5-74.7 74.7-74.7 74.7 33.5 74.7 74.7-33.6 74.7-74.7 74.7zm146.4-194.3c0 14.9-12 26.8-26.8 26.8-14.9 0-26.8-12-26.8-26.8s12-26.8 26.8-26.8 26.8 12 26.8 26.8zm76.1 27.2c-1.7-35.9-9.9-67.7-36.2-93.9-26.2-26.2-58-34.4-93.9-36.2-37-2.1-147.9-2.1-184.9 0-35.8 1.7-67.6 9.9-93.9 36.1s-34.4 58-36.2 93.9c-2.1 37-2.1 147.9 0 184.9 1.7 35.9 9.9 67.7 36.2 93.9s58 34.4 93.9 36.2c37 2.1 147.9 2.1 184.9 0 35.9-1.7 67.7-9.9 93.9-36.2 26.2-26.2 34.4-58 36.2-93.9 2.1-37 2.1-147.8 0-184.8zM398.8 388c-7.8 19.6-22.9 34.7-42.6 42.6-29.5 11.7-99.5 9-132.1 9s-102.7 2.6-132.1-9c-19.6-7.8-34.7-22.9-42.6-42.6-11.7-29.5-9-99.5-9-132.1s-2.6-102.7 9-132.1c7.8-19.6 22.9-34.7 42.6-42.6 29.5-11.7 99.5-9 132.1-9s102.7-2.6 132.1 9c19.6 7.8 34.7 22.9 42.6 42.6 11.7 29.5 9 99.5 9 132.1s2.7 102.7-9 132.1z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-facebook elementor-animation-float elementor-repeater-item-6b07565\" href=\"https:\/\/www.facebook.com\/profile.php?id=61559939453150\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Facebook<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-facebook\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256c0 123.78 90.69 226.38 209.25 245V327.69h-63V256h63v-54.64c0-62.15 37-96.48 93.67-96.48 27.14 0 55.52 4.84 55.52 4.84v61h-31.28c-30.8 0-40.41 19.12-40.41 38.73V256h68.78l-11 71.69h-57.78V501C413.31 482.38 504 379.78 504 256z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t\t\t<span class=\"elementor-grid-item\" role=\"listitem\">\n\t\t\t\t\t<a class=\"elementor-icon elementor-social-icon elementor-social-icon-youtube elementor-animation-float elementor-repeater-item-76c2c3f\" href=\"https:\/\/www.youtube.com\/@clevasolutions\" target=\"_blank\">\n\t\t\t\t\t\t<span class=\"elementor-screen-only\">Youtube<\/span>\n\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fab-youtube\" viewBox=\"0 0 576 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M549.655 124.083c-6.281-23.65-24.787-42.276-48.284-48.597C458.781 64 288 64 288 64S117.22 64 74.629 75.486c-23.497 6.322-42.003 24.947-48.284 48.597-11.412 42.867-11.412 132.305-11.412 132.305s0 89.438 11.412 132.305c6.281 23.65 24.787 41.5 48.284 47.821C117.22 448 288 448 288 448s170.78 0 213.371-11.486c23.497-6.321 42.003-24.171 48.284-47.821 11.412-42.867 11.412-132.305 11.412-132.305s0-89.438-11.412-132.305zm-317.51 213.508V175.185l142.739 81.205-142.739 81.201z\"><\/path><\/svg>\t\t\t\t\t<\/a>\n\t\t\t\t<\/span>\n\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Demander une d\u00e9mo Cleva Insights Page d\u2019accueil Cleva Insights Quelles sont les nouveaut\u00e9s? 3 Quelles sont les nouveaut\u00e9s? Technological transformation as an opportunity. \u2022 Software Modernization Paulo Ferreira, Product Management Director at Cleva, explains the advantages and opportunities for insurers when they begin a process of changing their core system. 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